the other driver insurance company refuses to pay

What to Do When the Other Driver’s Insurance Company Refuses to Pay

If you’ve ever been in a car accident, you know it’s a terrifying experience. There are often injuries, vehicle damages, and property damages you and your family suffer from. Unfortunately, your risk of getting into an accident at some point is very real. Last year, there were close to 99,000 crashes just in Arizona.

The Law for Arizona Car Collisions

Calling your insurance company right away to report your crash is essential. They will complete an investigation once you file the car accident care to determine what happened. Their main objective will be to discover who was responsible for the accident by reviewing all injuries, police reports, and other case details.

Arizona is a comparative fault state. This means that whoever is the at-fault party for the auto accident is responsible for paying the damages. There is no cap on damages in personal injury cases for residents in Arizona. The state’s laws allow you to recover from property destruction, pain and suffering, medical bills, lost wages, and emotional distress that result from your auto accident.

When Insurance Companies Won’t Pay

But what happens when the other driver’s insurance company refuses to pay the car accident claim? It may seem unlikely that the at-fault driver’s insurance won’t pay, but it happens more often than you might think.

Remember, the objective of the insurance company is to avoid paying more than they need to for a claim, or not paying at all. If the other driver’s insurance company won’t pay, it’s time to fight back!

Denying Fault for Arizona Accidents

At first, you probably believed that your car accident claim was straightforward and guaranteed a car accident settlement. Unfortunately, insurance companies will do everything they can to stall and do their best to avoid paying your claim.

The most common reason insurance claims they refuse are from denying liability. For example, the insurance company may argue that you (the accident victim) were at least partially responsible for the accident and are not entitled to any damages.

Or the other driver’s car insurance company may refuse to pay if they believe that you are seeking higher reimbursement than they owe you. They could argue that your medical care costs were beyond what is considered reasonable and necessary.

How to Seek Legal Assistance

Being an accident victim of a traumatic car accident is an emotional experience. This is especially true when the other driver’s insurance denies your claim. It can be even more stressful to learn that Arizona has a two-year deadline for filing most car accident lawsuits.

On your own, it can be difficult and overwhelming to confront an insurance business with all the attorneys on its side. When the other driver’s insurance company refuses to pay, that is the time to talk to a skilled attorney. A personal injury lawyer will deal directly with the driver’s insurance company and help eliminate the anxiety of these situations.

We’re a Step Ahead on Insurance Carriers

If you or a loved one have been in an accident, contact the top car accident attorneys at Berry Law Offices as soon as possible. Then, we can investigate your case and gather facts to strategize our legal approach.

Our compassionate team in Tucson, Arizona is dedicated to producing the best results in your case. We will put our 25 years of legal expertise to work and assure you receive the maximum amount of money you are entitled to cover your physical, emotional, and property costs.

Receiving the compensation you deserve due to a car collision is much greater with experienced legal representation. Call Berry Law Offices today at (520) 638-6496 to schedule your free case consultation in person or online for legal advice.